May 24, 2024

In the U.S., choose Apple Card Monthly Installments (ACMI) for a 0% APR payment option when purchasing eligible products from Apple Store locations,, the Apple Store app, or by phone. Approval and credit limit are required. Please refer to Apple Support for a list of eligible products. Variable APRs for Apple Card, excluding ACMI, range from 19.24% to 29.49% depending on creditworthiness. Existing cardholders should review their Customer Agreement for applicable rates and fees. If you choose to pay in full with Apple Card for an ACMI-eligible product, the purchase will be subject to the variable APR of Apple Card, not 0% APR. Taxes and shipping for ACMI purchases are subject to the variable APR. When purchasing an iPhone with ACMI, you can select AT&T, T-Mobile, or Verizon as your carrier during checkout. ACMI is not available for online purchases from certain special stores, including Apple Employee Purchase Plan, participating corporate Employee Purchase Programs, Apple at Work for small businesses, Government, Veterans and Military Purchase Programs, or refurbished devices. The final payment for each product will be the purchase price minus previous payments. ACMI financing terms are subject to change. Stay updated on upcoming changes to ACMI financing through Apple Support. To learn more about ACMI financing, refer to the Apple Card Customer Agreement.

Enjoy monthly pricing options by choosing Apple Card Monthly Installments (ACMI) when checking out at Apple. Approval and credit limit are necessary. Financing terms vary depending on the product. Taxes and shipping fees are not included in ACMI and are subject to your card’s variable APR. For more details, refer to the Apple Card Customer Agreement. ACMI is not available for online purchases from special storefronts. The last payment for each product will be the purchase price minus previous payments. ACMI financing terms may change, including installment term lengths and eligible products. Stay informed about upcoming changes to ACMI financing by visiting

To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.

If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.

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1. Trade‑in values will vary based on the condition, year, and configuration of your eligible trade‑in device. Not all devices are eligible for credit. You must be at least the age of majority to be eligible to trade in for credit or for an Apple Gift Card. Trade‑in value may be applied toward qualifying new device purchase, or added to an Apple Gift Card. Actual value awarded is based on receipt of a qualifying device matching the description provided when estimate was made. Sales tax may be assessed on full value of a new device purchase. In‑store trade‑in requires presentation of a valid photo ID (local law may require saving this information). Offer may not be available in all stores, and may vary between in-store and online trade‑in. Some stores may have additional requirements. Apple or its trade‑in partners reserve the right to refuse, cancel, or limit quantity of any trade‑in transaction for any reason. More details are available from Apple’s trade‑in partner for trade‑in and recycling of eligible devices. Restrictions and limitations may apply.

2. Offer available to new subscribers who purchase an eligible device after September 7, 2022. $9.99/month after trial. Only one offer per Apple ID and only one offer per family if you’re part of a Family Sharing group, regardless of the number of devices you or your family purchases. This offer is not available if you or your Family have previously subscribed to Apple Fitness+. Offer good for 3 months after eligible device activation. Plan automatically renews until cancelled. Restrictions and other terms (Opens in a new window) apply.

A subscription is required for Apple Fitness+.

Apple Fitness+ requires iPhone 8 or later with iOS 16.1 or later or Apple Watch Series 3 or later with watchOS 7.2 or later paired with iPhone 6s or later with iOS 14.3 or later.

Fitness app on Apple TV requires tvOS 14.3 or later.

Fitness app on iPad requires iPadOS 14.3 or later.

To get the newest features, make sure your devices are running the latest software version.

4. Special pricing available to qualified customers. To learn more about how to start qualifying toward special pricing, talk to an Apple Specialist in a store or give us a call at 1-800-MY-APPLE.

watchOS 10 requires an Apple Watch SE, Apple Watch Ultra, or Apple Watch Series 4 or later paired with iPhone XS, iPhone XR, or later with iOS 17 or later.